Fix UTF-8 panics and inconsistent retry logic

- Fix 7 UTF-8 byte slicing panics that crash on multi-byte characters:
  - acd.rs: extract_topic_from_text() [..50] slice
  - streaming.rs: log_stream_error() [..500] slice
  - tools/acd.rs: rehydrate message truncation [..2000] slice
  - history.rs: git commit message truncation [..69] slice
  - planner.rs: commit summary/description truncation [..69] slices
  - llm.rs: requirements summary line truncation [..117] slice

- All now use chars().count() and chars().take(N).collect() for
  UTF-8 safe truncation

- Fix inconsistent retry logic in task_execution.rs:
  - Previously only retried on Timeout errors
  - Now retries on ALL recoverable errors (rate limits, network,
    server errors, model busy, token limits, context length)
  - Added error-specific base delays (rate limit: 5s, server: 2s, etc.)
  - Added exponential backoff with ±20% jitter
  - Consistent with autonomous mode retry behavior

crates/g3-planner/src/planner.rs

@@ -519,8 +519,9 @@ pub fn parse_commit_message(response: &str) -> (String, String) {
     }
     
     // Ensure summary is max 72 chars
-    if summary.len() > 72 {
-        summary = format!("{}...", &summary[..69]);
+    if summary.chars().count() > 72 {
+        let chars: String = summary.chars().take(69).collect();
+        summary = format!("{}...", chars);
     }
     
     // Ensure description lines are max 72 chars
@@ -528,8 +529,9 @@ pub fn parse_commit_message(response: &str) -> (String, String) {
         .lines()
         .take(10) // Max 10 lines
         .map(|line| {
-            if line.len() > 72 {
-                format!("{}...", &line[..69])
+            if line.chars().count() > 72 {
+                let chars: String = line.chars().take(69).collect();
+                format!("{}...", chars)
             } else {
                 line.to_string()
             }